Expected closing costs

There are certain typical costs linked to closing the sale of a house. These expenses are often split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you’ll want a real estate expert in Southwest Florida to help guide you through the transaction.

Loan-related closing costs
•Points (optional)
•Appraisal Fee
•Credit Report
•Interest Payment
•Escrow Account
Taxes commonly paid at closing
•Property Taxes
•Transfer Taxes and Recording Fees
Insurance fees due at closing
•Homeowners Insurance
•Flood or Quake Insurance (optional)
•Private Mortgage Insurance (PMI) (optional)
•Title Insurance

Sellers: As we get through the details of your closing, we will explain in detail the closing costs so you are informed of exactly what you’re paying for.

Buyers: If you are buying a home in Lee County, you may receive a Closing Disclosure of closing costs within three days of submitting your loan application. The estimate is based on the loan officer’s previous experience and is required to be within an appropriate range so you’re not startled when you show up at the closing appointment.